Consumer Proposals

A Consumer Proposal is an attractive individualized option that allows you to work with your creditors to pay back a portion or all of your debt.

It is available to individuals with debt not greater than $250,000, not including the mortgage on your principal residence.

Allow us to assist you in determining whether a Consumer Proposal is right for you.

Personal Bankruptcy

Personal bankruptcy is a legal process designed to protect the honest but unfortunate debtor. It aims to provide relief by allowing the debtor to discharge all or most of his or her unsecured debt.

The Bankruptcy and Insolvency Act of Canada requires that a Trustee in Bankruptcy administer the bankruptcy and guide the debtor through this process. Let Keith G. Collins Ltd. help you.

Credit counselling

We can teach you the skills necessary to gain control over your finances so that future financial difficulties can be avoided.

Our credit counselling includes:

• effective budgeting and shopping skills;

• debt management;

• suggestions on how to rebuild a positive credit rating.

Division I Proposals

If you have an insolvent corporation or have debt that totals more than $250,000, we can help you put together a viable proposal to help you meet your financial obligations and avoid bankruptcy.

Corporate Bankruptcy

The complexity and significance of filing corporate bankruptcy can be daunting.

We are here to assist you.